Question 1
Why is same-day payment only impressive if the banking route is clean?
Because speed without control is not really a virtue in charity handling. If funds move quickly but the destination is poorly governed, the charity has gained convenience at the cost of trust. Same-day payment becomes commercially meaningful only when it lands in the charity's registered bank account, follows an accepted written valuation, and can be explained clearly in later finance or trustee review. Those surrounding controls are what make the speed credible.
